Banana Crumb Muffins

What’s a girl to do when her husband is out of state at a seminar and she can’t sleep? Make these amazing Banana Crumb Muffins (with a surprise cream cheese filling) at 5:00 AM for breakfast… that’s what!Banana Crumb Muffins / The Grateful Girl Cooks! You're gonna love these delicious, Banana Crumb Muffins, with a surprise cream cheese filling! They're a family favorite breakfast or snack!
I found this recipe on a blog that I love… “The Café Sucré Farine”, and thought I would give these muffins a try. I highly recommend this website and it’s author, Chris Scheuer. She is very creative, and posts wonderful recipes, along with great photography by her husband, Scott!

Back to my story… I woke up very early after only 3 hours sleep  and decided to whip up these muffins. They sounded wonderful, and I loved the idea of cream cheese filling inside the muffins, along with a crumbly topping. I compare these muffins to a really, REALLY good banana nut bread… on steroids. So delicious!

The muffins are made with a layer of banana muffin batter, a layer of cream cheese filling, another layer of banana muffin batter, and crowned with a brown sugar, cinnamon and pecan crumb mixture on top. Oh yum… these are SO good! Here they are fresh from the oven… looking GOOD!

Banana muffins with crumb topping on wire rack

Once the paper baking wrapper has been removed, you can see the three layers, plus the crumb topping!

Side view of muffin on plate without paper liner

My favorite way to eat these delicious muffins is warm, with a touch of butter… Yum! By the way, if you enjoy muffins, you might enjoy other delicious recipes on my blog for Blueberry Crumble Muffins, Cranberry Orange Muffins, or Triple Chocolate Zucchini Muffins, to name a few! Be sure and check out the Recipe Index at the top of this page to search for others!

Banana muffin cut in half with butter inside

I enthusiastically recommend these moist, delicious Banana Crumb Muffins for breakfast OR a light snack! The recipe as written makes 12 muffins, and they freeze well. Hope you will give them a try!

Author's signatureRecipe Source:

Banana Crumb Muffins
Prep Time
15 mins
Cook Time
18 mins
Total Time
33 mins
Crumb-topped, moist and delicious banana muffins, enhanced by a cream cheese filling in the middle.
Category: Breakfast
Cuisine: American
Servings: 12 muffins
Calories Per Serving: 283 kcal
Author: JB at The Grateful Girl Cooks!
For Muffins:
  • 1 1/2 cups all-purpose flour
  • 1 teaspoon baking soda
  • 1 teaspoon baking powder
  • 1/2 teaspoon salt
  • 3 very ripe bananas , mashed
  • 3/4 cup granulated sugar
  • 1 egg , slightly beaten
  • 1/3 cup butter , melted
For Cream Cheese Filling:
  • 4 oz. cream cheese , softened
  • 3 Tablespoons granulated sugar
  • 1 Tablespoon flour
  • 1/2 teaspoon vanilla
  • 1 egg , slightly beaten
For Crumble Topping:
  • 2 Tablespoons packed brown sugar
  • 4 Tablespoons all-purpose flour
  • 2 Tablespoons old-fashioned oats
  • 2 Tablespoons finely chopped pecans or walnuts
  • 1/2 teaspoon cinnamon
  • pinch of salt
  • 2 Tablespoons butter , melted
  1. Preheat oven to 375 degrees. Line a standard muffin tin with 12 muffin wrappers or spray lightly with a non stick spray.
  2. Prepare the muffin batter in a large bowl: Mix the 1 1/2 cups flour, baking soda, powder and salt together. In a separate bowl, beat the bananas, sugar, egg and melted butter. Add the banana mixture to the dry ingredients and mix only until ingredients are combined and moist. Do not over mix. Set aside.
  3. Make the Cream Cheese Filling: In a separate bowl, mix together the softened cream cheese, sugar, flour, egg and vanilla. Mix these ingredients until well blended. Set aside.
  4. Make the Crumb Topping: Mix together brown sugar, flour, oats, cinnamon and butter in a small bowl. Use a fork to combine; mix until the ingredients becomes small crumbs. Set aside.
  5. To prepare/layer the muffins: Spoon half of the muffin batter into the bottom of the prepared muffin cups. Top muffin batter with a Tablespoon of the cream cheese filling. Top cream cheese filling with the remaining half of muffin batter. There should be three layers: muffin batter, cream cheese filling, muffin batter. Sprinkle the top of each muffin with crumb topping to cover. Total of four layers!
  6. Bake the muffins in a 375 degree oven for 18-20 minutes (mine took 20), or until a toothpick inserted into middle of the muffin comes out clean. Remove pan to a wire rack to cool. Enjoy!
Recipe Notes

**TIP: Once you remove the muffins from oven, If the muffin is spilling over the top of the pan, simply take a butter knife and gently but quickly push the muffin back into the pan on all of it's sides. This tends to round the muffin off and make for a prettier presentation. The recipe's author suggested this and I did it... it works!

Nutrition Facts
Banana Crumb Muffins
Amount Per Serving (1 muffin)
Calories 283 Calories from Fat 108
% Daily Value*
Total Fat 12g 18%
Saturated Fat 6g 30%
Cholesterol 56mg 19%
Sodium 292mg 12%
Potassium 189mg 5%
Total Carbohydrates 40g 13%
Dietary Fiber 1g 4%
Sugars 21g
Protein 4g 8%
Vitamin A 8%
Vitamin C 3.1%
Calcium 3.6%
Iron 6.8%
* Percent Daily Values are based on a 2000 calorie diet.

Here’s one more to pin on your Pinterest boards!Banana Crumb Muffins / The Grateful Girl Cooks!You're gonna love these delicious, Banana Crumb Muffins, with a surprise cream cheese filling! They're a family favorite breakfast or snack!






You're gonna love these delicious, Banana Crumb Muffins, with a surprise cream cheese filling! They're a family favorite breakfast or snack!

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